The Central Bank of Russia is considering options for the implementation of irrevocable deposits. Such deposits may have the option of partial withdrawal only in some emergency (illness, significant loss of income).
The Bank of the Russian Federation also admits that insurance will not fully cover such deposits. It is assumed that it will be possible to withdraw money from deposits ahead of schedule only according to new criteria. Among the discussed parameters is the introduction of a penalty payment to the bank, the maximum amount for cashing out. However, clear criteria for irrevocable deposits have not yet been introduced and require discussion.